Apply for a loan against your vehicle
To apply for a loan, you will need to meet a few basic requirements:
-
At least 18 years old
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South African resident
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Proof of physical address
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Bank account details
A simple, straightforward process
How it works
Our vehicle loan process is fast and efficient, getting you the funds you need in under a week.
Apply
Complete our application form and submit your vehicle documentation.
Sign
Sign your loan agreement and we'll update the titledeed.
Receive your funds
The loan amount is transferred into your bank account.
Loan Example
To help you understand how our vehicle loans work, here's an example showing loan amounts, interest rates, monthly repayments, and total cost.
| Loan Amount | Initiation Fee | Service Fee | Deferred Interest Fee | Interest | Total Repayment |
|---|---|---|---|---|---|
| R10,000 | R87.50 | R60 | R52.50 | R500 | R1,850 |
| R15,000 | R87.50 | R60 | R52.50 | R750 | R2,530 |
| R20,000 | R87.50 | R60 | R52.50 | R1,000 | R3,215 |
| R25,000 | R87.50 | R60 | R52.50 | R1,250 | R3,900 |
| R30,000 | R87.50 | R60 | R52.50 | R1,500 | R4,580 |
Maximum APR
60% per annum
Repayment period
Fixed 12-month term
Collection Method
Monthly debit order
Frequently asked questions
We've answered the most common questions to help you make an informed decision.
Still have questions?
Whether you're curious about eligibility, loan terms, or the application process, our team is ready to provide clear answers and guide you through your options.
Contact usExperience and process was stress free, help came when I needed it the most.
Good service great
Thank you do much Pawn SA at first I didn't believe such thing exist…you are indeed a life saver
I took a loan a few months back at Pawn SA. A few months after I received life changing news about my health. My medical expenses started adding up. I couldn't afford the monthly installment of the lo…
Great Customer service,Helped me when i needed it the most..
Made my stressfull situation stress free effective communication willing to assist and quick response on queries
Very excellent job from you guys… Never got tired to assist always online and always give feedback on time..
This is the first time I tried something like this so I was so unsure I asked a 100 questions and Mr Albert venter always took the time and effort to help me understand better and he sorted out my app…
All processes went well no issues Clear and open …really came through when required Appreciated .
They are the best. I've been using them gor 3 years now. They never disappoint
Everything was so easy. Was assisted all the way and there was no lack of communication
This has been a much needed help, I really needed the money to expand my business. This has been better than going to a loan shark. Thank you to the person who assisted with my application, everything…
Apply for a loan today
Complete our quick application form. Our team will guide you through a simple process from application to funding.
