Apply for a loan against your vehicle
To apply for a loan, you will need to meet a few basic requirements:
-
At least 18 years old
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South African resident
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Proof of physical address
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Bank account details
A simple, straightforward process
How it works
Our vehicle loan process is fast and efficient, getting you the funds you need in under a week.
Apply
Complete our application form and submit your vehicle documentation.
Sign
Sign your loan agreement and we'll update the titledeed.
Receive your funds
The loan amount is transferred into your bank account.
Loan Example
To help you understand how our vehicle loans work, here's an example showing loan amounts, interest rates, monthly repayments, and total cost.
| Loan Amount | Initiation Fee | Service Fee | Deferred Interest Fee | Interest | Total Repayment |
|---|---|---|---|---|---|
| R10,000 | R87.50 | R60 | R52.50 | R500 | R1,850 |
| R15,000 | R87.50 | R60 | R52.50 | R750 | R2,530 |
| R20,000 | R87.50 | R60 | R52.50 | R1,000 | R3,215 |
| R25,000 | R87.50 | R60 | R52.50 | R1,250 | R3,900 |
| R30,000 | R87.50 | R60 | R52.50 | R1,500 | R4,580 |
Maximum APR
60% per annum
Repayment period
Fixed 12-month term
Collection Method
Monthly debit order
Frequently asked questions
We've answered the most common questions to help you make an informed decision.
Still have questions?
Whether you're curious about eligibility, loan terms, or the application process, our team is ready to provide clear answers and guide you through your options.
Contact usMade my stressfull situation stress free effective communication willing to assist and quick response on queries
Very excellent job from you guys… Never got tired to assist always online and always give feedback on time..
This is the first time I tried something like this so I was so unsure I asked a 100 questions and Mr Albert venter always took the time and effort to help me understand better and he sorted out my app…
All processes went well no issues Clear and open …really came through when required Appreciated .
They are the best. I've been using them gor 3 years now. They never disappoint
Everything was so easy. Was assisted all the way and there was no lack of communication
This has been a much needed help, I really needed the money to expand my business. This has been better than going to a loan shark. Thank you to the person who assisted with my application, everything…
Wonderful experience!
Amazing services, very professional.
Been a client of Pawn SA 2 years, and they service and professionalism is on another level They have helped me through my toughest times and I am continuing my service with them as they are extrem…
Transparent and very helpful. Service was very good
I was so stressed about the whole process but have received help with so much patience and professionalism. Thank you.
Apply for a loan today
Complete our quick application form. Our team will guide you through a simple process from application to funding.
