Frequently asked questions
We've answered the most common questions to help you make an informed decision.
Still have questions?
Whether you're curious about eligibility, loan terms, or the application process, our team is ready to provide clear answers and guide you through your options.
Contact usYes! We are fully registered with the NCR, CIPC, SAPS, and FICA. As a legitimate, regulated lender, we follow proper lending practices and never charge upfront fees.
We use your asset (property or vehicle) as security whilst you retain ownership. For property loans, we register a limited bond over your unencumbered property. For vehicle loans, we change only the titledeed whilst you remain the legal owner on the registration documents.
Vehicle-backed loans typically take 5-7 working days from contract signing. Property-backed loans are finalised once the bond is legally registered at the Deeds Office, with the timeline depending on how quickly registration is completed.
Loan amounts depend on your asset's value and affordability assessment. Vehicle loans offer quick access to funds, whilst property loans can provide up to R300,000.
Yes, absolutely! You retain full ownership and use of your asset throughout the loan period. Whether it's your property or vehicle, you continue using it exactly as you did before.
Once your loan is fully repaid, all security registrations are removed and the agreement is complete. Your asset remains yours with no restrictions.
Apply for a loan today
Complete our quick application form. Our team will guide you through a simple process from application to funding.
